(DOWNLOAD) "Marshall-Mosby v. Corporate Receivables" by District of Columbia Circuit U.S. Court of Appeals * eBook PDF Kindle ePub Free
eBook details
- Title: Marshall-Mosby v. Corporate Receivables
- Author : District of Columbia Circuit U.S. Court of Appeals
- Release Date : January 22, 2000
- Genre: Law,Books,Professional & Technical,
- Pages : * pages
- Size : 66 KB
Description
The Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. sec. 1692-1692o, mandates that debt collectors send a written validation notice containing certain information to a consumer debtor within five days after initial communication. The notice must include the amount of the debt, the name of the creditor and a statement that, unless the debtor "disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector." 15 U.S.C. sec. 1692g(a)(1)-(3). In addition, the notice must disclose that the debt collector, upon written request by the debtor within thirty days, will provide verification of the debt and/or provide the name and address of the original creditor, if different from the current creditor. 15 U.S.C. sec. 1692g(a)(4)-(5). If the debtor notifies the debt collector that the debt is disputed, or requests the name and address of the original creditor, within the thirty-day period, then the debt collector "shall cease collection of the debt" until the debt collector obtains verification of the debt or the requested information is mailed to the debtor. 15 U.S.C. sec. 1692g(b).
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